Homeowner’s Wind Mitigation Discounts

At Florida Statute § 627.711 the Florida Legislature passed a law that requires insurance companies to issue discounts if your home has certain features that complies with certain recent building code requirements. Rather than me bore you with all the details of the law, I have created a simple easy checklist for you to follow to save YOU money.

1. Go to http://www.fldfs.com/ICA/Adv-Mitigation.asp where you will find all of the details to explain what the law is designed to do and information from the Office of the Insurance Consumer Advocate.
2. Go to http://www.mysafefloridahome.com/ where you will find the form you need have completed to turn into your insurance agent to obtain your savings. The form is called the Uniform Mitigation Verification Inspection Form. The form is also known as OIR-B1-1802. You have to follow the links and you will see it. The form can only be completed by certain licensed professionals
3. Details are spelled out for you directly in 627.711 – which you will find at https://www.flrules.org/gateway/ruleNo.asp?ID=69O-170.017
4. Pull out your Homeowner’s Insurance Policy and get ready to call your agent.