I know the title is a mouthfull but it is a good question and a common question that I ran into the other day. I am always telling everyone to buy uninsured motorist coverage and to buy all they can. If the other driver is at fault, uninsured motorist coverage can help you pay medical bills, recover past and future lost wages, recover for your past and future pain and suffering, recover future medical bills. It does so much more than health insurance coverage do that you MUST have it on your automobile insurance. The concept that all uninsured motorist coverage does is pay medical bills is not the complete picture.
Still not convinced? Here is the more encouragement. Call your auto insurance agent today and ask - Do you have uninsured motorist coverage on your personal vehicle? If the answer is not YES, then I will be shocked. Still not convinced? What happens if you lose your job and you no longer have health insurance coverage? Then, you pay for your future medical bills - not your health insurance plan. Finally, as stated don't forget UM can also help with lost wages in the past and in the future. Again, this is something health insurance will not do. If you have any questions about this coverage or any question about autombile insurnce then all you have to do is give me a call at 850-785-3400. Good luck and God Bless! Doug
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